* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: Arial, sans-serif;
  line-height: 1.6;
  color: #222;
  background: #f7f8fb;
}

.container {
  width: 90%;
  max-width: 1100px;
  margin: auto;
}

.site-header {
  background: #111827;
  color: #fff;
  padding: 18px 0;
}

.nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.site-header h1 {
  font-size: 24px;
}

nav a {
  color: #fff;
  text-decoration: none;
  margin-left: 18px;
  font-weight: bold;
}

nav a:hover {
  text-decoration: underline;
}

.hero {
  background: linear-gradient(135deg, #1f2937, #2563eb);
  color: white;
  text-align: center;
  padding: 90px 20px;
}

.hero h2 {
  font-size: 42px;
  margin-bottom: 15px;
}

.hero p {
  font-size: 18px;
  max-width: 720px;
  margin: 0 auto 25px;
}

.btn {
  display: inline-block;
  background: #fff;
  color: #2563eb;
  padding: 12px 24px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: bold;
}

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
  padding: 50px 0;
}

.card, .policy {
  background: #fff;
  border-radius: 12px;
  padding: 28px;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
}

.card h3, .policy h3 {
  margin-bottom: 10px;
  color: #111827;
}

.policy {
  margin-top: 40px;
  margin-bottom: 40px;
}

.policy h2 {
  font-size: 34px;
  margin-bottom: 15px;
  color: #111827;
}

.policy p {
  margin-bottom: 18px;
}

footer {
  text-align: center;
  background: #111827;
  color: white;
  padding: 20px;
}

@media (max-width: 600px) {
  .hero h2 {
    font-size: 30px;
  }

  nav a {
    display: inline-block;
    margin: 8px 10px 0 0;
  }
}